Process to buy

Eight steps from first call to keys in hand

A clear path to buying residential property in Mexico, with bilingual representation and support at every important decision.

Discovery call – Buyer’s representation

Before you begin · No cost

Contact one of our Texas-licensed bilingual real estate agents. One conversation about budget, timing and purpose. You leave knowing whether your plan is realistic and what it will really cost.

Cash or mortgage

Financial planning

This is one of the most important steps. If a mortgage loan is required, contact our preferred lender.

MoXi.global ↗

Search and shortlist

Market search

We search the whole market and send a shortlist with honest notes on each property.

360° tours, then one smart trip

Before you travel

Walk properties remotely with an advisor. Travel once, to see the real finalists.

Offer, negotiation & contract

Offer stage

We build the offer on real comparables and negotiate on your behalf. The contract is most often drafted by the seller. Our specialized attorneys are always available to advise you.

Portilla · specialized attorneys ↗

Promise agreement and escrow

Under contract

The contract and earnest money are deposited in escrow with TLA Services in Dallas, Texas. Price, dates and a deposit are held in a neutral escrow account, never with the seller. Once in escrow, we help you with due diligence: title, liens, taxes, permits, HOA, developer records and property inspections. If anything fails, you walk away with your deposit.

TLA Services ↗

Fideicomiso or direct deed

Depends on location

Fideicomiso (trust) is a Mexican government requirement for foreign buyers if the property is located within 50 km from the coast and 100 km from international borders. The bank trust is established in your name where it applies; elsewhere the deed is direct. We use Monex, Mifel or BIM.

Monex ↗Mifel ↗BIM ↗

Closing before the Notario

Closing · Keys

The escrituras (deed and title) are prepared by the notaría and recorded by the Notario’s office. Once the title is signed and ready for recording, the buyer or buyer’s lender transfers the funds to the escrow account. Funds are transferred and the deed and title are recorded. Take your keys and enjoy Mexico!

Why Mexico

Why buy property in Mexico?

Mexico offers a compelling mix of lifestyle, proximity and long-term opportunity for buyers looking for a home, retirement base or investment.

Beachfront living

From the Caribbean coast in Riviera Maya, Cancún and Tulum to Pacific markets such as Puerto Vallarta and Los Cabos, Mexico offers remarkable coastal living and a daily connection to the sea.

A retirement lifestyle

A warm climate, welcoming communities and varied settings—from San Miguel de Allende to lakeside Chapala—make it possible to find a lifestyle and budget that fit your next chapter.

Investment opportunity

A growing economy and strong tourism markets can create potential for appreciation and rental income. Each opportunity still deserves a careful review of location, title, demand and operating costs.

Cultural richness

Mexico’s architecture, food, music, traditions and regional identity make ownership about more than a financial decision: it is a way to participate in a place with a deeply lived culture.

Accessibility from the U.S.

Frequent flights from major U.S. and Canadian cities, plus practical road access in many regions, make it easier to visit, manage a second home and stay connected.

Cost of living

In many markets, day-to-day living, services and healthcare can compare favorably with costs in the U.S. and Canada, while still offering choices from city living to beach communities.

A rewarding purchase starts with understanding the local market, legal process and true cost of ownership. We help you evaluate each of those before you commit.

What to budget

5–8%

Closing costs: acquisition tax, notario, registry and appraisal.

USD 1.5–2.5K

Fideicomiso setup when it applies, plus annual bank fee.

45–90 days

From accepted offer to keys. A power of attorney can cover signing.

Our fee to the buyer.

Step one is a conversation

Tell us the region, budget and timeline. An advisor replies within one business day.

Contact an Advisor →